THT Harmony End-of-Life Planning

Healthcare, caregiving, legal matters, finances, and emotional well-being — in the United States, these areas are intricately connected. We help you sort through the uncertainty of "Where do I even begin?" Using THT Harmony's original end-of-life planning notebook, "Harmony Journal^™," we gently work through your concerns together and help you create a foundation of peace of mind for the life ahead.

Our Plans
Choose from two plans to fit your needs.

🌿 Basic Plan

A simple, one-session introduction—ideal for first-time clients (Single session)

Using the "Harmony Journal^™ Simplified Edition," we'll organize key topics including healthcare, caregiving, finances, and your wishes for your family. This session helps you understand the overall picture of end-of-life planning and identify where to begin.

💫 After the session, you will:

• Organize current concerns (health, finances, housing, etc.)
• Understand the fundamental elements of end-of-life planning
• See a clear next step forward

🌸 Premium Plan

A comprehensive approach to creating your personalized end-of-life plan (3–5 sessions)

Using the "Harmony Journal^™ Complete Edition," we carefully organize your thoughts on healthcare, caregiving, finances, insurance, and messages for your family. Throughout this plan, we'll explore various options including senior support services available in the U.S., support services utilized by affluent individuals, financial considerations for those considering returning to Japan, and cost estimates—helping you envision your future with clarity. Over 3–5 sessions, we work at your own pace, and we can connect you with trusted professionals (attorneys, tax advisors specializing in estate planning, international procedures, etc.) as needed.

This is a time to consider what kind of environment you want to live in, while organizing your future outlook and preparing yourself emotionally.

💫 After the session, you will:

• Organize current concerns (health, finances, housing, inheritance, etc.)
• Articulate your thoughts and wishes in concrete terms and create them as a written journal
• Organize information related to healthcare, caregiving, finances, insurance, and housing for your future
• Learn about U.S. senior support services and facility systems, and consider the direction of your ideal lifestyle
• Understand the estimated costs needed for your future life and establish a realistic outlook
• View end-of-life planning as "a positive opportunity to live your future with peace of mind and authenticity"

Pricing

Notes

We offer both online and in-person sessions, and the session fee is the same for either format. Each session lasts approximately 90 minutes. For in-person sessions only, round-trip travel time will be billed separately based on actual travel time. In addition, actual expenses such as gas, parking fees, and transportation costs will be charged to the client.

After completing the Basic Plan, you may upgrade to the Premium Plan if you wish to explore your planning more deeply.

How It Works

1. Contact Us
   Reach out by phone or email. We'll discuss your needs and explain our plans and pricing.
2. Choose Your Plan & Format
   Select Basic or Premium, and choose between in-person or online sessions.
3. Schedule & Begin
   We'll coordinate a convenient time and start your sessions.
   *For online sessions, your Harmony Journal^™ will be mailed to you in advance.

THT Harmony Life Concierge Services

We help you navigate the anxieties and burdens that arise in healthcare, caregiving, finances, and daily life—so you don't have to face them alone wondering "Who can I turn to?"

Through phone, email, and online consultations, we work with you to find the best approach for your unique situation, collaborating with healthcare, legal, and insurance professionals as needed to support a peaceful life.

Our Plans
Choose from three plans based on your needs and goals. All plans can be completed entirely online. In-person support is available upon request for an additional fee.

🌿 As-Needed Support

One-time support whenever you need it

We provide consultations and practical support for healthcare, caregiving, insurance, government matters, and daily life via phone, email, or online. You can also use this service just to talk things through or organize your current situation.

🌸 Basic Plan

For those who want regular consultations while handling tasks independently

Includes up to 1 hour per month of general consultations (Level 1) that you can use as needed. This plan is designed for those who prefer to handle tasks themselves or with family, but practical support (document preparation, procedures, etc.) can be added as needed.

💎 Concierge Plan

For those who want assistance with complex procedures or need ongoing follow-up

Includes up to 2.5 hours per month of consultations, plus priority access to practical support at more accessible rates. Through a long-term relationship, we develop a deep understanding of your situation, allowing seamless communication without needing extensive explanations. This is our comprehensive ongoing support plan.

Pricing

Notes

• When signing up for a monthly plan, a one-time setup fee (preparation fee) is required (Basic Plan: $200 /Concierge Plan: $400).
• Practical service fees vary depending on the type of support
• Detailed pricing and services will be explained during your initial consultation
• All plans can be completed entirely online
• In-person support is available upon request (fees including travel time and transportation will be provided in advance)

How It Works

1. Contact Us
   Reach out by email or phone. We'll briefly discuss your needs and schedule an initial consultation.
2. Initial Consultation (60 minutes, $100)
   We'll carefully listen to your current challenges and goals, then recommend the most suitable support and plan.
   *If you sign up for a monthly plan, the initial consultation fee will be applied to your first month's payment.
3. Agreement & Service Begins
   Once you're comfortable with the plan, we'll finalize the agreement and begin support.
   We provide regular updates and check-ins, ensuring you can trust us with ongoing, dependable assistance.

Wide Range of Practical Support

From everyday concerns to specialized procedures, we support you in many ways:

• Interpretation and communication support with healthcare and insurance professionals
• Assistance with selecting facilities, admission procedures, and coordinating with relevant agencies
• Help with everyday concerns like using smartphones or LINE
• Support with organizing and preparing documents for medical expenses, taxes, and administrative procedures
• Assistance with permanent return to Japan, including tax filing, pension, inheritance, and real estate matters
• Support with end-of-life care and post-death arrangements and procedures

*These services are provided in collaboration with trusted professionals such as attorneys, tax advisors, and healthcare specialists as needed.
*Since each individual's situation varies greatly, details will be discussed during your initial consultation.

Client Stories

• They truly supported my wish to stay in my home until the very end.Ms. A (90s, Female)
• They cared deeply about both my husband's and my feelings above all else.Ms. B (70s, Female)
• They didn't just help me 'go back' — they helped me 'return' with confidence.Ms. C (80s, Female)

Read More

THT Harmony Startup Personal Coaching

A one-on-one coaching program designed to help Japanese individuals living in the U.S. confidently start their own business by leveraging their skills and experience.

Rather than handling tasks for you, we guide you in organizing your direction and taking action so you can build your business with your own hands.

Who This Is For:

• You don't know where to start
• You struggle to make progress alone or feel anxious
• You want to create a work style that balances with family and daily life
• You want to start small and grow at your own pace

Program Content:

• Clarifying your purpose and direction for starting a business
• Articulating your business name and service offerings
• Navigating LLC registration and business license acquisition
• Setting your target audience and initial customer outreach strategies
• Organizing post-establishment preparations, such as:
  • Preparing contracts and consent forms
  • Opening a business bank account
  • Choosing payment methods
  • Record-keeping practices
  • Understanding year-end procedures
• Action follow-up and ongoing support

Format

8 sessions / Once per week / 45–60 minutes per session
One-on-one sessions via Zoom (Program completion within 3 months)

Fee

$600
Payment options: Lump sum or installment (installment fee applies)

Graduate Benefit | Startup Lounge

Upon completion, you'll be invited to join our online Startup Lounge, where you can connect with fellow solo entrepreneurs. This is a safe space to share experiences, ask "What is everyone else doing?", and continue your journey without feeling isolated.

*Note: The Lounge does not provide professional tax or legal advice. However, we may organize optional paid sessions with specialists, with costs shared among participants.

How to Apply

This service is offered in Japanese only and is by appointment only.

If you're interested, please feel free to contact us.